Buckets Of Money

Khon Lieu財經2018-02-17

價格：免費

更新日期：2018-02-17

檔案大小：48.1 MB

目前版本：2.2.7

版本需求：需要 iOS 8.0 或以上版本。與 iPhone、iPad 及 iPod touch 相容。

支援語言：英語

Buckets Of Money is Personal Finance, Simplified.

The idea of this app is simple.

1. Create a "bucket”/category for each important area in your life. e.g. Necessities, Savings, Vacation, etc.

2. Enter how much you currently have for each Bucket

3. Create a "Withdrawal" when you spend money.

4. Create a "Deposit" whenever you get money.

Each bucket also has a percent value, so when your income comes in, you can deposit it into your "Main" Bucket, which will automatically split your income into each specific bucket, according to the percent you previously set.

Try it out! The app is free.

Power users have the ability to connect their bank and credit card accounts. The app will then automatically pull in all new transactions. Users can then categorize their spending with just two taps, or create Rules that automatically take care of the rest.

A Personal Story:

I've been managing my income through an excel sheet for over 8 years. It all started w/ a book a titled "Multiple Streams of Income" by Robert G. Allen. In it he talks about thinking of income as "streams" and that these streams accumulate into "pools". The basic idea he proposed was to, in my language, create "buckets". Each bucket represents a category that is important in your life. For each bucket, set a percent. Each month when you get your income, split your income into each bucket according to the percent. 50% "necessities", 10% "savings", 10% "investments", etc. This way you never see a lump sum.

Managing my income this way has been one of the best things I've done. Because everything is per-allocated, it makes spending on things I love and enjoy guilt free. Also, because I'm able to see how much I have in all buckets at a glance, it also helps keep me from over spending. Everything is clear and simple. No guessing, no over spending.

Give it a try. Reach out any time with questions.

Wishing you much success!

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